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Paul Berlin: Posted on Sunday, November 13, 2011 1:31 PM
 Insurance producers and companies are pushing indexed universal life as the next hot product. But is it? What the insurance company does is tie your cash-value growth into the S & P Index. However, the index provided by the Insurance company does not include dividends because they don't actually invest directly in the S & P Index. What the insurance company does is buy options on the S & P Index. They take part of your premium and hedge against the index. |
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Nina Stillman: Posted on Tuesday, November 01, 2011 1:38 PM
 "I am too young to have a will". or "Really, Me??? I don't have anything to plan for. These are the most common excuses I hear when younger people meet me and I tell them that I am an estate planning attorney. Business owners always tell me that they will take care of that when they make their money"! I have take n the liberty of adapting from a Wall Street Journal Blog an article about estate planning for all ages. "There’s a misconception that |
Attorney, Wills, Estate Planning, intestate, married, minor children, no will, single, Life Insurance, succession planning, taxes, guardians, power of attorney, Trust, aging parents, asset management
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